How To Get Mastercard in Nepal – Official USD Instant Card

Mastercard in Nepal is a big relief for those who are working in the digital marketing industry. As the trend of technology increases, so do the demand for internationally approved payment gateway has raised. Online workers are desperately searching for Mastercard solutions that they can use to send and receive funds.

how to get mastercard in nepal

Keeping that in mind, this need made us prepare our ultimate guide on how to get MasterCard in Nepal which is processed globally for purchasing and selling items. With the help of this facility, one can receive earnings from Fiverr, Amazon, and other freelancing platforms. Similarly, they can buy credits for gaming and software such as PUBG, Free Fire, Call of Duty, Clash of Clans, as well as social media advertising like Facebook boosting, Google AdWords, Netflix and so many more.

How to get Mastercard in Nepal 2021

Besides, we have excluded the companies that allow transactions through ATMs only. This guide is mainly made for cards that be used for online payments. So, let’s get started and read till the end to get more information on MasterCard in Nepal.

USD Instant Card – NMB Bank (Approved)

usd instant card mastercard in nepal

Finally, the wait is over as NMB bank brings the first officially approved USD MasterCard in Nepal. Using the NMB USD Instant Card you can do all sorts of online purchases and transactions such as running ads, buying Netflix accounts/subscriptions, and much more. We are still unsure if the card can receive payments as it a prepaid card, which means you have to top-up or recharge the card before using it. We will update you on this soon.

Meanwhile, here are some steps to get USD Instant Card from NMB Bank:

  1. Visit the bank and carry your PAN card as a required document.
  2. Ask for the ‘USD Instant Card’ form on the counter or reception.
  3. They will ask you if the card has to be instant or name print. The ‘instant card’ will be ready in 1 or 2 hours whereas the ‘name print’ card could take up to 7 days or more to arrive.
  4. Fill the form they provide you with the necessary documents.
  5. The amount load charge is Rs. 500.
  6. Further processing will be done based on the USD rates of that day.

In this way, we can get the official MasterCard in Nepal from NMB Bank known as USD Instant Card which is prepaid.

Official Mastercard From Nepal Rastra Bank

Last year, NRB officially approved and announced that they will be launching an international Mastercard that will work exactly as Payoneer and Paypal services. Due to lack of proper facilities, NRB realized that a lot of national currency was being exchanged causing national wealth to be sent abroad. Thus, the works for releasing the official card are still being conducted & could release in the mid of this year or by the start of next year, as per the sources.

The official NRB Mastercard will provide the following services:

  • $500 deposit limit for Nepali users
  • Conversion of NPR currency into dollars
  • One individual can issue one card only.
  • As a reward, if a person is earning money online with a sum equal to double the deposit limit, he/she will be allowed to load more funds into the card.
  • The transactions will be valid to pay for goods & services that are legally allowed by the law.

Note: The terms & conditions of NRB’s issued MasterCard may change in the future. At this moment, we can only wait for the time they release the official card.

Payoneer Mastercard in Nepal

Payoneer is a New York, America-based financial service company that provides a virtual bank account and offers a physical MasterCard. It is famous in the freelancing industry for receiving payments from Fiverr and Upwork accounts. The Payoneer card is free to order but might contain taxes while making payments through it.

There were times in the past when everybody could order a Payoneer card. But, these days, the company has released some new rules for eligibility. If you are an individual who is looking to just transfer money between friends & families, then they won’t approve. Payoneer is solely made for businessmen & online workers that fall under the following criteria.

  • Freelancers
  • Heavy digital marketplaces or enterprises
  • E-Commerce store owners & sellers
  • SMB Companies (Small & Mid Size Businesses)

Anyways, the process of getting a Payoneer MasterCard in Nepal are as follows:

  1. As a first step, visit
  2. Click on ‘Register’. It’s at the top right corner button.
  3. Now, you need to select your account type by reading the on-screen text. In my case, I will select that I’m a Freelancer or SMB’, which is true in my case. And also, I’m looking to ‘get paid by international clients or freelance marketplaces.
  4. Click on ‘Next’.

After that, you will be provided with a digital form where you need to provide your legal information found on the documents you have. On the initial ‘Getting Started’ page, there’s no rocket science. All you have to do is declare if you are an ‘individual or a ‘company’ by checking any one of their respective radio buttons. Then fill up the basic information such as first & last name, business e-mail address, DOB, and click on “Next”.

Similarly, fill up the contact details by providing Address lines 1 & 2, postal code, city/zip, & mobile number where you will get verification code & OTP in the future. After verifying the mobile number, fill up the security questions to protect from hackers and scammers. On the same security page, upload your documents as well (either national id ‘Nagarikta’, driving license, or passport).

Last but not least, provide your local bank account details. All the information such as account number & SWIFT/BIC codes can be found by visiting the bank’s official website or by calling them. Be careful with the SWIFT code as a wrong id could cause transaction errors in the future.

In the end, check the two policy agreement boxes and click on ‘Next. Wait for the confirmation mail for a few hours to a few days until they check and validate your information. If everything goes fine, you will be able to access the Payoneer portal by signing in where you can order a new MasterCard by earning at least a $30 USD balance minimum from your online earning source.

Final Verdict

We hope that you enjoy our article about getting an internationally approved official MasterCard in Nepal. Now, while Nepal Rastra Bank is busy making the next move to release the card soon, why don’t you learn some skills and make an effort to earn your first dollar online? Give me a shoutout & express your opinion and views about this article in the comments section below.

Note: We are not affiliated with and/or promoting products related to Payoneer or NRB in any way. We share information for educational purposes only.

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